Cyber Insurance & Tech Risks—Explained for Freelancers and Small Teams

Cyber threats aren’t just a big-business problem anymore. Whether you’re a solo web developer, a digital marketer, or a one-person SaaS shop, cyber and tech risks are part of running your business in 2025. This blog cluster breaks down complex topics like cyber liability, ransomware, and tech E&O insurance—so you know what coverage you need (and what you don’t).

What You'll Learn

  • The real difference between cyber liability and tech E&O insurance

  • How ransomware, data breaches, and downtime actually affect freelancers

  • What underwriters ask when you apply for cyber coverage (and how to answer)

  • Security tools and practices that lower your premiums

  • When you can skip insurance—and when it’s non-negotiable

text blocks spelling the word learn
text blocks spelling the word learn

Who This Is For

  • Freelancers handling client data, logins, or websites

  • Tech consultants, developers, and SaaS founders

  • Solopreneurs using third-party tools or remote teams

  • Anyone who's unsure what cyber coverage they actually need

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